THE DAD MATH
Qualifying Loan
Explore a loan amount using your own income and debt-ratio assumptions.
Loan amount under these assumptions
$265,003
Monthly housing budget$2,100
Taxes, insurance, HOA & mortgage insurance$425
Available for principal & interest$1,675
Estimated loan amount$265,003
Cash down payment$60,000
Estimated purchase price$325,003
A planning estimate using your income and debt-ratio assumptions. This is not an approval or a lender’s maximum. Credit, assets, residual income, property, and program rules also matter.
These tools provide educational estimates based on your inputs, not an approval, commitment to lend, or rate quote. Rates shown are illustrative inputs, not APRs. Your actual loan terms and costs require a personalized review.
Let’s put these numbers in context.
I can help you compare your options and build a plan.