Let’s understand your options.
VA-backed purchase loans can help eligible borrowers buy a home they will live in. A Certificate of Eligibility confirms your service-related eligibility; the lender also reviews income, credit, and the property.
Down payment
Eligible borrowers may be able to purchase without a down payment, subject to entitlement, value, and lender requirements.
Mortgage insurance
VA loans do not require monthly private mortgage insurance. Other loan costs still apply.
Funding fee
A VA funding fee may apply unless you qualify for an exemption. We’ll review its impact on cash to close and the loan amount.
Personal guidance
We’ll start with your Certificate of Eligibility and work through the purchase requirements together.
Helpful for our conversation
- Your service history and Certificate of Eligibility, if available
- Your target home price and occupancy plans
- Income, asset, and debt information
Questions you may be asking
Put some numbers to your plan.
Use the calculators to explore a scenario before we talk.