Let’s understand your options.
Jumbo financing is used for loan amounts above the applicable conforming limits. Programs vary by lender, so the conversation starts with your property, down payment, and financial picture.
Loan amount and location
The relevant limit depends on where the property is located. We’ll verify the current limit for your purchase.
Cash and reserves
Discuss both the money you plan to put down and the funds you’ll retain after closing. Program requirements vary.
Income documentation
Complex income or business ownership can require additional review. An early conversation helps clarify what is needed.
Compare the structure
Review fixed and adjustable options, upfront costs, and your expected time in the home before choosing a structure.
Helpful for our conversation
- Your target loan amount and property location
- Your planned down payment and available reserves
- Details about income sources and business ownership
Questions you may be asking
Put some numbers to your plan.
Use the calculators to explore a scenario before we talk.